![]() ![]() ![]() By following a few simple tips, you can still use your favorite card outside the United States.We strive to provide you with information about products and services you might find interesting and useful. Not only can you use your Discover card in many countries, but it’s also an excellent choice for overseas travel. Discover card monitoring during international travelįinally, you can continue to monitor your Discover card account from overseas using the customer website, mobile app or by calling Discover from overseas at +1-80. Those often require a PIN, one of those four-digit numbers you may have with a debit card attached to a bank account. Most chip readers can read magnetic strip cards, though travelers might have issues with self-serve points of sale, such as those at train stations, parking meters and gas stations. This means travelers with just magnetic strips may run into roadblocks when it comes time to make a purchase. The chips, which you can see on the front of the card, offer more security when used at chip-enabled terminals. If you’ve replaced a credit card in the past few years, it’s likely you now have a chip card, which features EMV® technology, 1 and that are contactless enabled. Most merchants accept cards that are chip and contactless enabled for both security and ease of use. Your card has evolved over time to make it more international travel ready. Most credit cards will let you earn rewards in the same way you would at home, but check with your credit card issuer to find out if there are any restrictions on earning rewards on purchases made abroad. ![]() Just because you’ve left the country, it doesn’t mean you have to forego rewards. You may request one at any time, but plan ahead to ensure that the PIN arrives before your trip. But they may have come with your card so long ago you forgot, or maybe you never requested one. Also check if the cash advance APR and fee will apply to these transactions. ![]() If you intend to use ATMs frequently during your travels, inquire about your bank’s daily limits to confirm you can access enough cash. To help avoid an inconvenient disruption, alert your credit card issuers and financial institutions of your travel plans - including layover locations and final destinations - before you depart. Purchases from an unusual location can sometimes signal potential fraud, resulting in a fraud alert that temporarily “freezes” your ability to use your card until you can contact your credit issuer to verify the purchase. Many creditors and financial institutions monitor your accounts for suspicious activity. Let your credit card issuer know you’re traveling internationally You may want to do a little research to understand if those charges might apply on certain networks abroad. Some foreign networks also assess their own fees on transactions involving foreign cards. Check whether there are any other international fees Confirm whether the cards you’ll take abroad assess such a fee - not all credit cards do. Some credit cards charge a foreign transaction fee, which is a fee levied by a credit card company on a foreign transaction. Find out whether you’ll pay a foreign transaction fee You should look for the Discover and Diners Club acceptance marks when making a purchase, even if you don’t see the acceptance marks, try using your card.Ĭardmembers traveling internationally should bring their Discover it® Miles card, or obtain a Discover card if they don’t already have one. Check our guide to international use to travel with confidence knowing where your card is accepted. Your Discover card is accepted at over 60 million locations globally, allowing you to use your card when traveling internationally. Where can I use my Discover card internationally? Consider these tips for using a Discover card, or any credit card, abroad: 1. You can use your Discover card in many countries throughout the world with no foreign transaction fees.īut there’s more to using credit cards abroad in order to reap the full benefit of all the services and ease cards offer overseas. ![]()
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